Otherwise they are just going to screw you as you are Cookies help us deliver our Services. To debt relief companies, credit relief companies, and other businesses: /r/Debt is a place for discussion and community. Bay State Debt Settlement can assist you by negotiating with a creditor to settle your debt. We provide our services to those residing in all of the Counties of Massachusetts. Ranked #1 By Top 10 Credit Relief Millions In Debt Resolved Accredited 5 Star Member of Consumer Affairs Trustpilot Rated 4.9 out of 5 Stars With Over 5,000 Reviews Free Resource To Help Loan Shoppers Get Best This is not a place to advertise your product. Matters requiring monetary or other direct assistance should be directed to /r/Assistance or another need-based subreddit. Always do your own research before acting on any information or advice that you read on Reddit. I am hoping someone who has had a personal loan could perhaps offer me some assistance. Press J to jump to the feed. I have 1 credit card, and 1 personal line of credit. Spamming will not be tolerated However, not all debt relief companies and plans are the same. That means there’s no risk to try them. I have let the monthly payment come out for the past 2 years and my loan is now down to $11,423. Expert advice and debt counselling services to help you live your best life, Debt Free. She has received offers for up to $75K in the mail. 5 Guaranteed Debt Consolidation Companies: Best Debt Consolidation Loans Bad Credit For Business. Even with the best debt consolidation companies, you may face problems if not following some ground rules. My mother is wanted me to look into Debt Consolidation Companies. Here’s what will help you to cope with the consolidation loan: Use the loan to pay the debt. I have $32,056 owing on my vehicle and it's only evaluated at around $13000. See Top Settlement Companies See Top Consolidation Companies See Top Personal Loan Companies Read full article Your credit history. She is very adamant about going this direction. I have recently received a promotion at work and my car is paid off so I am able to make extra payments toward the loan per month. Credit9 Reddit - Top 10 Credit Relief Credit9 Reddit is part of the new wave of debt consolidation companies that are targeting American consumers. I consolidated my student line of credit ($10,000 maxed out) and my credit card debt ($8500 maxed out) in January 2019 with a personal loan ($18500 in total) from my bank at a fixed interest rate of 9.71%. Notice that debt consolidation companies played no role whatsoever on fixing my situation. The debt consolidation solution that works best for you will depend on your unique financial situation and your current debt. The 7 Best Debt Consolidation Loans for People with Bad Credit The list we compiled consists of what we believe to be the seven best debt consolidation loans for people with bad credit. My wife and I have been discussing applying for a DC loan. Spamming will not be tolerated. Give us the amounts/percentages and your budget, and we … Press question mark to learn the rest of the keyboard shortcuts. are there debt help agencies you would recommend? UPDATED JANUARY 2021 We make sure you get reliable reviews of the Best Debt Consolidation Review companies in the industry so you don't have to let fake and biased reviews stop you from achieving true financial independence. Get out of debt with the best debt relief companies available for eliminating student loan debt and other unsecured debt. Best Debt Settlement Companies of 2021 Taking out a debt consolidation loan is just one option when you want to lower your monthly payments. Credit9 and credit9.com are part of the new wave of debt consolidation companies that are targeting American consumers. It's all been very confusing to me and I'd like some advice on how to proceed as paying off this debt is my main goal. The best debt consolidation companies will have many more positive reviews than negative ones. Thanks! Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the options you can pursue. The Texas-based company has over 13 years of experience and is growing fast. Best for debt settlement: National Debt Relief National Debt Relief is one of the top companies offering debt relief nationwide, and it shows in … Avoid going with a company that A debt consolidation … Get comprehensive reports and assessments from real data and Clear your loans and fix your bad credit today. It's been very difficult to try and get a loan statement from my bank to see the breakdown since I've been making extra payments. Your comment or submission will be removed without notice and you may be banned. I thought they only dealt specifically with credit cards. 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